Simple, Transparent Pricing

One Flat Price. Your Whole Team. No Per-Seat Math.

Most AP software charges per user. Swayp doesn't. Pick a plan that fits how you work, solo or with a team, and your price stays put.

No credit Card RequiredCancel anytimeFree 14-day trial
Save 20% With Annual Billing

Solo

For solo owners paying a handful of bills a month. Up to 20 bills/month

$49$29/month
Start Free Trial

Key Feature

  • 1 team member
  • 1 connected bank account
  • Flo essentials
  • 1 mailed check/month
  • Free bank transfers
  • Email support
  • Upgrade anytime

Founding

For the first 500 businesses. Your rate is locked for life.

$59$49/month
Start Free Trial

Key Feature

  • Unlimited bills & vendors
  • Up to 3 team members
  • 1 connected bank account
  • Full access to Flo
  • 2 mailed checks/month
  • Free bank transfers

Standard

For the first 500 businesses. Your rate is locked for life.

$110$99/month
Start Free Trial

Everything in Founding

  • Up to 10 team members
  • Unlimited bank accounts
  • Built-in 1099 reporting
  • 5 mailed checks/month
  • Priority support

Enterprise

Built around what your organization actually needs

Custom
Contact Us

Everything in Standard

  • Unlimited team members
  • Multiple entities
  • Custom approvals
  • Deep accounting integrations
  • Dedicated account manager

Connect to Your Financial. Finance Institutions With Ease

Compare Plan

Solo

$29/Month

Start Free Trial

Foundation

$49/Month

Start Free Trial

Standard

$99/Month

Start Free Trial

Enterprise

Talk to Sales

Contact Us
Monthly price
$29
$49
$99
Custom
Bills & vendors
Up to 20/mo
Unlimited
Unlimited
Unlimited
Team members
1
Up to 3
Up to 10
Unlimited
Connected bank accounts
1
1
Unlimited
Unlimited
Smart Bill Capture (AI scanning)
Included
Included
Included
Included
Mobile document scanner
Included
Included
Included
Included
QR bill processing
Included
Included
Included
Included
Manual bill entry
Included
Included
Included
Included
Advanced expense management
Not included
Not included
Included
Included
Multi entity tracking
Not included
Not included
Not included
Included
1099 reporting
Not included
Not included
Not included
Included
Custom approval workflows
Not included
Not included
Not included
Included
Deep accounting integrations
Not included
Not included
Basic sync
Included
Mailed checks
1/month
2/month
5/month
By contract
Standard bank transfers
Free
Free
Free
Free
Customer support
Email
Email
Priority
Dedicated manager

See How Businesses Save Hours Every Week With Swayp

Hear directly from finance leaders who transformed their accounts payable workflow.

We reduced invoice processing time by 80% within the first month.

Finance Manager

Approvals that used to take days now happen in minutes.

Head of Operations

Our team finally has full visibility into cash flow.

CFO

Onboarding vendors is effortless and completely paperless.

Accounts Payable Lead

Swayp paid for itself before the first quarter ended.

Controller

Thousands Of Businesses Trust Swayp Every Day

Before Swayp, our finance team spent hours manually processing invoices and tracking payments. Now bills are automatically captured, vendors stay organized, and payments run on time.

Daniel Okafor

Daniel Okafor

Finance Director

Approvals used to stall for days in email threads. Swayp routes every bill to the right person automatically, so nothing sits waiting and we stopped paying late fees.

Sarah Johnson

Sarah Johnson

Controller

Every vendor, contract and payment history now lives in one place. Onboarding a new supplier takes minutes instead of a scavenger hunt through three spreadsheets.

Emily Chen

Emily Chen

Head of Operations

Enterprise-Grade Protection for Your Financial Data

256-bit encryption

Multi-factor authentication

Granular access control

PCI-compliant payment processing

Verified, read-only bank connectivity

Continuous monitoring and automated backups

Have Questions? We've Got Answer.

Yes, Swayp uses bank-level encryption, secure cloud infrastructure, role-based access controls, and multi-factor authentication to protect your financial information and payment data.

Need help?

Our support team is here for you. Get expert help from real people, whenever you need it.

We typically reply in under 15 minutes Monday – Friday, 9am – 6pm CT

Manage Finances Anywhere

Upload bills, organize vendors, and schedule payments. Swayp keeps your books in one place instead of six spreadsheets.

  • Scan Bills
  • QR Capture
  • Approve Payments
  • Track Vendors
  • Bank Sync